HTX, a leading global crypto exchange, is proud to announce the launch of its new Stablecoin revenue zone, offering up to 20% APY yields. The initiative is increasingly unhappy with traditional bank deposits that barely keep pace with inflation, with US bank accounts offering up to 4.2% per year.
Stablecoin-based passive revenue products are rapidly emerging as compelling alternatives. Stablecoins are 1:1 cryptocurrencies, like the US dollar, and are fiat currency. Examples include USDC, USDT, USD1, and USDD. They essentially act as “dollar deposits on the blockchain” and can be used for transactions and payments. It also provides access to crypto space financial products with significantly higher interest rates than traditional banks.
HTX launches dedicated passive revenue products for Stablecoins with the earning feature, offering up to 20% APY returns across major Stablecoins, including USDC, USDT, USD1 and USDD. The platform offers exclusive benefits for first-time users. This is a limited 100% APY with a small subscription.
Various Stablecoin Offerings:
●USDC: It is widely considered the “gold standard” for stub coins that are supported by the dollar. The USDC is issued by Circle and is fully reserved in cash or cash equivalents deposited in the bank. At HTX, USDC Flexible Earn Product offers up to 15% APY, serving users who prioritize safety and stability.
●USD1: The major Stablecoin debuted on HTX was launched in April 2025 by World Liberty Financial (WLFI), a Trump-backed fintech company. USD1 pegged 1:1 to US dollars and is designed for seamless fiat-to-digital conversion, with strong liquidity and low fees. HTX offers limited time interest subsidies for USD1 Flexible Earn Product, increasing yields up to 20% APY.
●USDD: Stablecoin within the Tron ecosystem is supported by BTC, ETH and TRX reserves, adding flexibility. Apart from delivering up to 12% APY, USDD can directly exchange 1:1 of USDT on HTX, providing users with both potential and on-demand liquidity.
●USDT: USDT, the world’s most widely used Stablecoin, is accepted by virtually all exchanges and Defi protocols. HTX’s USDT has earned up to 20% APY for regular users and 100% APY for newcomers.
Comparing traditional finance and stubcoin yields
Traditional financial products:
●USD deposits: Annual return rates range from 2% to 4.2%, with a large interest penalty for early withdrawals.
●US Treasury Debt: 10-year-old financial debt generates approximately 4.29%, but long lockup periods.
Stablecoin Passive Income Products: (Example: HTX Acquisition)
●High yield: APY up to 15-20%, significantly outperforming traditional low-risk options.
●High liquidity: Supports flexible deposits and withdrawals without capital lockup.
●Backing of Global Platform: Backed by the Global Platform, it supports free conversion between multiple currencies.
As an example, a $10,000 investment in 10-year bonds from the US Treasury would result in $429 (4.29% APY) per year. In contrast, HTX-earned USDC flexible products generate $1,500 a year, offering flexible access to funds at 15% APY. The difference is substantial.
From first-time users to portfolio strategists
HTX aims to serve both entry-level and professional users. Beginners can start with small amounts under the profits of newcomers and be exposed to digital assets with low risk, high-remuneration settings. Veteran investors can diversify across multiple stubcoins to balance returns and liquidity within their broader portfolio strategies.
As Stablecoins grows with settlements, cross-border payments, chain rewards and adoption of Defi investments, platforms offering safe and compliant revenue products are well suited to capture demand. HTX offers key assets such as USDC, USD1, USDT, and USDD. HTX offers flexible passive income products that allow users to simply manage their digital assets as digital assets, while capturing returns well beyond what traditional finance offers.
Given the insufficient 4% yield in the current market, HTX advocates Stablecoins as the basis for a new paradigm in digital wealth management.
About HTX
Founded in 2013, HTX (formerly Huobi) has evolved from virtual asset exchanges to a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investment, incubation and other businesses.
As the world’s leading gateway to Web3, HTX has global capabilities that enable users to provide secure and reliable services. Following the growth strategy of “Global Expansion, Prosperity Ecosystems, Wealth Effects, Security and Compliance,” HTX is dedicated to providing quality services and value to virtual asset enthusiasts around the world. Visit https://www.htx.com/ or htx Square.
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