Wirex, a full-stack crypto card issuer and Banking-as-a-Service (BaaS) provider, today announced that it is moving forward with the launch of its Collective Memory Card. This allows creators on decentralized social platforms to monetize their content and make that revenue available to any retailer around the world within seconds.
Unlike traditional social platforms that often take days or weeks to pay creators, Collective Memory provides real-time access to revenue. Creators earn ATTN tokens when others bet on their content and can instantly convert the rewards into spendable funds.
This is a first for social media and provides instant liquidity from content creation to card payments. This partnership highlights Wirex’s BaaS platform as the foundation for the next wave of social, creator, and on-chain payment experiences.
Wirex BaaS: Powering your creator-to-card infrastructure
Through a single API integration, Collective Memory gains access to Wirex’s complete BaaS stack.
Non-custodial card issuing — Virtual and physical debit cards that support Apple Pay and Google Pay and allow creators to spend their earnings while maintaining control of their assets. Real-time token-to-fiat conversion — Instantly convert ATTN token proceeds into usable currency at the point of sale, with no up-front funding requirements. EUR and USD IBAN Accounts — Named virtual IBANs with SEPA Instant and Faster Payments connectivity that support fiat on- and off-ramps in over 30 countries. Unified Balance Management — A streamlined wallet experience that brings creator rewards, staking yields, and fiat balances together in one place.
“Collective Memory is pioneering a model where creators are actually compensated for their contributions, and now they can spend that revenue right away. Our BaaS infrastructure bridges the gap between on-chain creator rewards and real-world spending. No waiting for payments, no complicated withdrawals, just earn and spend. This is what the creator economy should be.”
Collective Memory is building a decentralized memory layer, a social platform where user-generated photos, videos, and text become verifiable and stakeable assets. Unlike traditional networks that extract value from users, Collective Memory’s tokenized attention economy ensures that value flows directly to the creators and curators who identify the content that matters, and Wirex’s payments and card infrastructure makes on-chain rewards instantly usable in the real world.
Since its launch, Collective Memory has recorded over 3.5 million memories on its platform. Creators earn 5% of all stakes on their content, and early supporters who identify key moments receive proportional rewards. Collective Memory Card, powered by Wirex BaaS, turns these on-chain revenues into everyday spending power. It’s the first social platform where content creation directly translates into real-world purchases.
“Traditional platforms hijack people’s attention purely for their own benefit, and users see no value in it,” said Jonathan Saragossi, co-founder and CEO of Collective Memory. “With Collective Memory Card, powered by Wirex BaaS, we close the loop. People can create content, make money from it, and spend that revenue in real time. This is what the unbiased attention economy looks like.”
Collective Memory Card is available at over 80 million merchants in 130 countries. Key features include instant conversion of ATTN earnings into usable funds, non-custodial asset management, compatibility with Apple Pay and Google Pay, global acceptance, and transparent pricing with competitive exchange rates for international spending.
Collective Memory Card will be available to users in the EU and UK from March 2026. Users can join the waitlist at collectivememory.ai/get-app.
About Wirex
Wirex is a global payments platform serving both consumers and businesses, providing card-based payment products along with card issuing and banking infrastructure for its partners. For end users, Wirex offers payment cards and banking features designed for everyday spending. For businesses, Wirex provides banking-as-a-service APIs, card issuance, and payment rails that enable digital platforms to launch compliant, globally accepted card programs. Trusted by over 7 million users since 2014, Wirex has processed over $20 billion in transactions across 130 countries. As a core member of Visa and Mastercard, we make it easy to spend your crypto anywhere, instantly.
| www.wirexapp.com |
About collective memory
Collective Memory is building a decentralized memory layer, a social platform where authentic human experience becomes a verifiable and bettable asset. Through the ATTN token economy, the platform rewards creators who capture noteworthy moments and early supporters who recognize their importance. Collective Memory collects over 3.5 million memories from users around the world, redefining how social networks distribute information and value. For more information, please visit collectivememory.ai.
